{"id":13483,"date":"2022-01-10T11:00:35","date_gmt":"2022-01-10T17:00:35","guid":{"rendered":"https:\/\/backup.primeaction.com\/sp\/?p=13483"},"modified":"2022-01-06T17:17:11","modified_gmt":"2022-01-06T23:17:11","slug":"33-de-mexicanos-gastan-sus-ahorros-para-sobrellevar-la-inflacion-creciente","status":"publish","type":"post","link":"https:\/\/backup.primeaction.com\/sp\/33-de-mexicanos-gastan-sus-ahorros-para-sobrellevar-la-inflacion-creciente\/","title":{"rendered":"33% de mexicanos gastan sus ahorros para sobrellevar la inflaci\u00f3n creciente"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-src=\"https:\/\/cdn.forbes.com.mx\/2019\/08\/Ahorros-640x360.jpg\" width=\"640\" height=\"360\" class=\"aligncenter size-medium lazyload\" \/><noscript><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/cdn.forbes.com.mx\/2019\/08\/Ahorros-640x360.jpg\" width=\"640\" height=\"360\" class=\"aligncenter size-medium\" \/><\/noscript><\/p>\n<p>El ahorro se volvi\u00f3 importante para los mexicanos tras enfrentarse a la situaci\u00f3n econ\u00f3mica derivada de la pandemia de Covid-19, as\u00ed como a la inflaci\u00f3n m\u00e1s grande en los \u00faltimos 20 a\u00f1os. Ante esto, el 33% de los mexicanos reportan estar gastando sus ahorros para sobrellevar la crisis, es decir, uno de cada tres consumidores en el pa\u00eds, de acuerdo con datos de Bain &amp; Company.<\/p>\n<p>\u201cDeber\u00edamos de ver un regreso de los niveles de ahorro a lo que estaban antes del Covid-19 con un gasto mayor. Si la inflaci\u00f3n sigue subiendo o no se controla, eso puede hacer que el mexicano contenga su gasto y no pueda comprar las mismas cantidades de productos o servicios y podr\u00eda alentar esta tendencia inicial que estamos viendo de mayor gasto y reactivaci\u00f3n econ\u00f3mica\u201d, dijo Francisco Jim\u00e9nez, socio y experto de Bain &amp; Company M\u00e9xico, en entrevista para Forbes M\u00e9xico.<\/p>\n<p>En M\u00e9xico, el promedio el ahorro como porcentaje del Producto Interno Bruto (PIB) aument\u00f3 del 36.9% registrado en 2019 a 42.5% durante 2021, un incremento de hasta 7%, de acuerdo con datos del Banco de M\u00e9xico (Banxico).<\/p>\n<p>Seg\u00fan la investigaci\u00f3n de la consultora estadounidense, en t\u00e9rminos de ahorro personal, el 26% de los encuestados mencion\u00f3 no ahorrar nada en lo absoluto, el 20% ha ahorrado menos de lo habitual, el 12% ahorra la cantidad habitual de dinero y un 20% dice ahorrar m\u00e1s dinero de lo habitual durante la emergencia sanitaria.<\/p>\n<p>\u201cEl Covid-19 ha tenido un impacto en el 80% de los encuestados, un 40% reportan un cambio de neutro a positivo versus un 35% que reporta uno negativo. Cuando hablamos de estos cambios es sobre todo de si tuvieron una afectaci\u00f3n negativa porque cambiaron de empleo, sus ingresos se redujeron o tuvieron que ocupar sus ahorros para hacerle frente a la crisis\u201c, agreg\u00f3 Jim\u00e9nez.<\/p>\n<p>En la primera mitad de diciembre se registr\u00f3 una inflaci\u00f3n de 7.73%, por lo que Banxico elev\u00f3 su tasa de inter\u00e9s referencial, por arriba de lo que esperaba el mercado, para llevarla a un 5.50%, citando un deterioro en las previsiones para la inflaci\u00f3n.<\/p>\n<p>A pesar de que el experto asegur\u00f3 que la expectativa de gasto apunta a ser m\u00e1s positiva este 2022 en comparaci\u00f3n con el 2020, para finales de 2021 el 14% de los encuestados mencion\u00f3 haber pedido un pr\u00e9stamo personal para hacer frente a la situaci\u00f3n econ\u00f3mica.<\/p>\n<p>\u201cHay una mejor expectativa de gasto respecto al a\u00f1o pasado, los mexicanos durante el periodo de Covid m\u00e1s fuerte redujeron su gasto y lo enfocaron en categor\u00edas espec\u00edficas de alimentos y bebidas y trataron de posponer una serie de gastos. Ahora los mexicanos est\u00e1n declarando que van a gastar un poco m\u00e1s, pero todav\u00eda con cautela en viajes y restaurantes. Hay un mayor inter\u00e9s en enfocarse en salud, alimentaci\u00f3n y cuidado personas, algo que no estaba presente antes del Covid\u201d, refiri\u00f3 el consultor.<\/p>\n<p>La investigaci\u00f3n de Bain &amp; Company indica que los gastos de despensa (productos esenciales) post-Covid-19 de los hogares mexicanos estar\u00e1n marcados por un incremento de 7% en alimentos frescos y una reducci\u00f3n de 29% en alimentos empacados y de 31% en refrescos, en contraste con cifras de enero de 2020.<\/p>\n<p>\u201cLo que vemos es que versus las encuestas anteriores, la gente est\u00e1 pensando gastar un poco m\u00e1s en todo, vemos que alimentos empacados y refrescos tiene un incremento en la intensi\u00f3n de gasto de los mexicanos la igual que bebidas alcoh\u00f3licas, electrodom\u00e9sticos y restaurantes. El ahorro que el mexicano ten\u00eda y ha estado cuidado est\u00e1 poco a poco pensando en gastarlo como lo hac\u00eda antes del Covid-19\u201d.<\/p>\n<p>Sin duda, el futuro econ\u00f3mico contin\u00faa siendo poco esperanzador en el pa\u00eds, ya que el 72% anticipa un impacto negativo en su salud financiera en los pr\u00f3ximos a\u00f1os.<\/p>\n<p>\u201cPor el Covid-19 hubo sectores de la econom\u00eda que se vieron muy afectados: el sector servicios, turismo y transporte que a\u00fan no recupera el nivel de empleos que ten\u00eda. Por otro lado, hubo otros beneficiados como la venta y distribuci\u00f3n de productos de consumo, mecanismos digitales, modelos de log\u00edstica, industria manufacturera y otros. Principalmente los que ocuparon sus ahorros est\u00e1n relacionados con estos sectores que est\u00e1n m\u00e1s ocupados\u201d, detall\u00f3 Jim\u00e9nez.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Al enfrentarse a la inflaci\u00f3n m\u00e1s grande en los \u00faltimos 20 a\u00f1os, el 33% de las y los mexicanos reportan estar gastando sus ahorros para sobrellevar la crisis econ\u00f3mica.<\/p>\n","protected":false},"author":10,"featured_media":13485,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"single-post.php","format":"standard","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_mbp_gutenberg_autopost":false,"fifu_image_url":"https:\/\/cdn.forbes.com.mx\/2019\/08\/Ahorros-640x360.jpg","fifu_image_alt":"33% de mexicanos gastan sus ahorros para sobrellevar la inflaci\u00f3n creciente","footnotes":""},"categories":[10],"tags":[],"class_list":["post-13483","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-post-minorista"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>33% de mexicanos gastan sus ahorros para sobrellevar la inflaci\u00f3n creciente &#183; 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